Diamonds have been formed over millions of years through "crystallization" and most contain small inclusions or imperfections. They appear in the form of small specks and generally are only visible with a jeweler's loupe. The fewer the inclusions, the better the quality and higher the cost. Clarity impacts a diamond's ability to reflect and refract light. A basic knowledge of diamonds will help you find and buy a gem that is everything you want it to be and also within your budget.

When not wearing precious jewelry, keep it in an appropriate soft-lined jewelry case.

Natural skin oils, lotions, perfume and hair spray can diminish the beauty of your diamond.

Use a commercial jewelry cleaner or use a solution of cold water and household ammonia (equal parts) to soak in for ½ hour.

Use a soft, old toothbrush and gently work between the prongs and underneath your diamond. Rinse in water and let it dry on tissue paper.

Bring your diamond to a jeweler to make sure the settings are secure once every year or two.

Have your diamond appraised by a qualified jeweler. Be sure to tell your jeweler that it should be appraised for retail replacement cost.